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Starmount Life Insurance - Protect Planning Today!
StarLife Gold
Term Life Insurance.

Protection to age 95 - your cost will not change due to age or health.*
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StarLife Gold, One Cost To Age 95 Life Insurance

Once your application is approved, your monthly cost will not increase due to age or health and your protection lasts until you are 95 years old*! Pays up to $100,000.

no exam life insurance


  • Your cost will not increase due to age or health to age 95*!
  • Costs only $1.00 for the first month! (Not Applicable in ID, OR, UT, and NV.) (See rate calculator for renewal amounts.)
  • 30 Day Money-Back Guarantee! At any time during the first 30 days, if you change your mind, just return your policy and you will receive a full refund! (Some states, by law, only allow 10 to 30 days for a money back return. See your policy for state specific guarantees.)
  • Your Protection Can Last For Life! The Company can never decrease benefits for any reason. Lasts until you are 95 years old.
  • No Medical Exam Normally Necessary. Simply answer five brief questions.
  • Additional Bonus: An acceleration of life insurance benefits or a "Living Benefit" provision. Pays in advance to you half the amount of your life insurance, if after the first year you are diagnosed with a terminal illness for the first time and given a life expectancy of 12 months or less. For example, if you have $40,000 of life insurance and use this benefit, we will send you a check for $20,000. The rest of your insurance continues. (Not available in MA and WA)
  • Reduced Rates for Non-Smokers!
  • Optional Double or Triple Cash Benefit for Covered Accidental Death ...costs you just a few cents more per month!
  • Full protection starts the first day the policy is received by you while your health is the same as when you applied, and your first premium is paid. (See application for state specifics.)

Issue Ages: Anyone from age 1 through 75 is eligible.

Face Amounts Available: Choose any level of coverage from $5,000 to $100,000. For more insurance (up to $10,000,000), contact us for a customized quote.

Optional Accidental Death Rider: This optional feature pays double or triple your insurance amount if your death is the result of a covered accident. For example, if you choose the $40,000 benefit amount and elect the triple optional benefit, it would entitle your beneficiary to receive $120,000 if death results from a covered accident. Costs only pennies more each month!

Premiums: Your cost is based on your age when you apply for StarLife Gold. This rate will never increase because of your age or health*. Texas residents please click here for additional important information.

Billing Times: Yearly, Every 6 Months, Every 3 Months (recommended) and Monthly. Premiums under $10 are billed every 3 months.

Billing Methods: Checking account deduction, Visa, MasterCard,

* Only if everyone in your classification has an increase will your cost ever increase. You cannot be singled out. Details may vary by state. Complete information will be provided with your policy.

 Complete the following to receive your quote:

Date of Birth:
Have you smoked or chewed tobacco in the last 24 months?
Indicate the amount of coverage you are seeking:
Would you like double or triple protection for accidental death?
(pays double or triple your insurance amount if your death is the result of a covered accident.)

Please note: At Starmount, we understand how important security is to you. When you apply online at, we use Secure Socket Layer (SSL) encryption technology. This is the most advanced consumer online security technique to date. You can be assured that your order will be placed safely and securely. To find out more, please visit our security information page.